Unum.  Better benefits at work. Underwritten by:
Unum Life Insurance
Company of America
Home | Overview | Calculator | Enrollment

LTC Calculator

Pay Frequency:

State: Select your state of residency at time of your initial purchase.
Age: Enter your age as of the effective date.
If your funded coverage uses a different age, enter it here.
Duration: How long would you like to receive monthly benefit payments?
Amount: How much will each monthly benefit payment be?
Plan:
Option: Add Total Home Care?
Option: Add Simple Inflation?
    Plan 1:
  • Long Term Care Facility
  • Professional Home Care
    Plan 2:
  • Long Term Care Facility
  • Professional Home Care
  • Total Home Care
    Plan 3:
  • Long Term Care Facility
  • Professional Home Care
  • Simple Inflation
    Plan 4:
  • Long Term Care Facility
  • Professional Home Care
  • Non Forfeiture

    Plan 5:
  • Long Term Care Facility
  • Professional Home Care
  • Total Home Care
  • Simple Inflation
    Plan 6:
  • Long Term Care Facility
  • Professional Home Care
  • Total Home Care
  • Non Forfeiture
    Plan 7:
  • Long Term Care Facility
  • Professional Home Care
  • Simple Inflation
  • Non Forfeiture
    Plan 8:
  • Long Term Care Facility
  • Professional Home Care
  • Total Home Care
  • Simple Inflation
  • Non Forfeiture

 ×   ÷  $1,000  = 
$0.00
$0.00
your premium your premium
beginning -
 ×   = 
$0.00
$0.00
(B)
funded premium funded premium
beginning -
 = 
$0.00
$0.00
EMPLOYEE COST EMPLOYEE COST
beginning -

For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

*Requires the Long Term Care Insurance Application for employee coverage. All spouse/family selections require this form.

If you are an employee electing coverage after your guarantee issue enrollment period, Evidence of Insurability is required for any level of coverage.

Back Next