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LTC Calculator for New Hires and Initial Enrollees

IMPORTANT - Please read!
Effective -, the cost for coverage under your employer's group long term care plan will increase.
The calculator below provides an illustration of your cost both before and after this change in pricing.

1. Enter your age as of the effective date:

2. Duration: How long are monthly benefit payments needed?

3. Amount: How much will each of those daily payments be?
LTC facility
daily benefit
ALF or
home care
daily benefit

4. Plan: Any benefit features to add?
Plan 1 (Base Plan)
  • Nursing Home Facility Care
  • Professional Home Care
  • Total Home Care
  • Return of Premium
Optional Features:

Your Monthly Premium:
Your Monthly Premium: (beginning xx/xx/20xx)
For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

To calculate the cost for a decrease in your current coverage under this plan, enter your insurance age into the calculator. Your insurance age is the age when you were issued your current coverage.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

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